As of April 30st, 2013 our shareholder’s equity reached 305.4 million rubles while Loan portfolio increased to 527.6 million rubles,
consisting of:
· 73%- Small and Medium business loans (SME)
· 27%- Micro credits and consumer loans to individuals.
The Ratio of non-performing loans to overall loan portfolio fell to the level of 1.67%.
As per the end of April 30st, 2013 Earnings before income taxes (EBIT) reached 9.0 million rubles, while Net Income after the taxation reached 6.7 million rubles.