By September 30st, 2013 the Bank’s asset size reached 721.2 million rubles, customer balances and deposits entrusted with the bank exceeded 353.7 million rubles. 

     At the same time, Shareholder’s equity reached 309.6 million rubles.

 

    Loan portfolio of the bank reached 553.5 million rubles, consisting of:

• 72% - Small and Medium business loans (SME) 

• 28% - Micro credits and consumer loans to individuals

 

    The ratio of non-performing loans (NPL) fell significantly to 0.63% from its level of 1.88%, at the beginning of 2013, which is a good sign. On the other hand, the level of reserves set aside for the loan portfolio slightly exceeded 4.77%.

 

    For the period ended on September 30st, 2013, Income before Taxes reached 15.6 million rubles which is extremely exceeds this figure for the same period in 2012 (5.6 million rubles).