Following a difficult year in 2018, ProCommerce Bank returned to its profitable operational activity in the first 4 months of this year,

where Net Interest Income exceeded Rub 29.5 million (an increase of 24.8%), Operating Income of Rub 48.9 million and Commission Income of Rub 17.2 million.

Bank completed first 4 months of 2019 with Net Operating Income of Rub 9.1 million, which is higher than the last 3 years of its operations for the same period. Operational expenses were Rub 39.8 million and stood at their 2018 and 2017 levels.

Loan portfolio reached Rub 558 million, where non-performing loans is only 1.73 % and for which we have formed reserves 10.3 % of loans.